Privacy Policy

Introduction

Forest Capital Holdings LLC Fund Direct ("Company," "we," "us," or "our") is committed to protecting the privacy of our clients, website visitors, and all individuals who interact with our services. This Privacy Policy describes how we collect, use, disclose, and safeguard your personal information when you visit our website or engage with our business funding services.

By using our website or services, you consent to the practices described in this Privacy Policy. If you do not agree with this policy, please do not use our website or services.

Information We Collect

We may collect the following categories of personal information:

• Contact Information: Name, email address, mailing address, and business address
• Business Information: Business name, type of business, industry, years in operation, monthly revenue, and funding needs
• Financial Information: Bank statements, tax returns, credit information, and other financial documents you provide in connection with a funding application
• Communication Preferences: Whether you have opted in to receive SMS/MMS messages or email communications from us
• Technical Information: IP address, browser type, device information, and pages visited on our website, collected via cookies and similar technologies
• Correspondence: Records of communications you have with us via email, form submissions, or other channels

How We Use Your Information

We use the information we collect to:

• Process and evaluate your business funding application
• Communicate with you about your application status and available funding options
• Send you marketing and promotional communications you have consented to receive, including SMS/MMS messages
• Improve and personalize your experience on our website
• Comply with legal and regulatory obligations
• Detect and prevent fraud or other unlawful activity
• Maintain the security and integrity of our systems

SMS & Text Message Communications

Information Sharing & Disclosure

We value your privacy and take the protection of your personal information seriously. Regarding the sharing of your information:

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

We may share your information only in the following limited circumstances:

• Service Providers: We may share information with trusted third-party vendors who assist us in operating our website and delivering services (e.g., email platforms, CRM software), subject to strict confidentiality agreements
• Legal Compliance: We may disclose information if required by law, court order, or government authority, or when we believe disclosure is necessary to protect our rights or the safety of others
• Business Transfers: In the event of a merger, acquisition, or sale of all or substantially all of our assets, your information may be transferred as part of that transaction
• With Your Consent: We may share information with third parties when you have explicitly consented to such sharing

We do not sell, rent, or trade your personal information to third parties for their marketing purposes.

Cookies & Tracking Technologies

Our website may use cookies and similar tracking technologies to enhance your browsing experience, analyze website traffic, and understand how visitors use our site. You may configure your browser to refuse cookies or alert you when cookies are being sent. Note that some features of our website may not function properly if cookies are disabled.

Data Security

We implement commercially reasonable technical and organizational measures to protect your personal information against unauthorized access, loss, misuse, or disclosure. These measures include encryption of sensitive data in transit, access controls, and regular security assessments. However, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.

Your Rights & Choices

Depending on your location and applicable law, you may have the right to:

• Access the personal information we hold about you
• Request correction of inaccurate or incomplete information
• Request deletion of your personal information (subject to certain legal exceptions)
• Opt out of marketing communications at any time
• Withdraw consent to SMS communications by replying STOP
• Lodge a complaint with a relevant supervisory authority

To exercise these rights, please contact us at david@forestcapital-holdings.com.

Children's Privacy

Our services are intended for business owners and are not directed toward individuals under the age of 18. We do not knowingly collect personal information from minors. If we learn that we have inadvertently collected information from a person under 18, we will promptly delete it.

Changes to This Policy

We reserve the right to update this Privacy Policy from time to time to reflect changes in our practices, legal requirements, or operational procedures. When we make material changes, we will update the "Last Updated" date at the top of this page. We encourage you to review this policy periodically. Continued use of our services after any changes constitutes acceptance of the updated policy.

Contact Us

If you have questions or concerns about this Privacy Policy or our data practices, please contact us:

Forest Capital Holdings LLC Fund Direct
1309 Coffeen Ave Ste 1200
Sheridan, WY 82801
Email: david@forestcapital-holdings.com