Direct Business Funding
What We Offer
Each program is structured around a different business need — from day-to-day operations to long-term strategic investment. All are available directly through Forest Capital Holdings, with no brokers or middlemen.
Working capital is the lifeblood of daily operations. Whether you're covering payroll during a slow period, bridging a gap between invoices, or stocking up inventory before a busy season, our working capital loans are designed to move as fast as your business needs them to.
We structure working capital financing around your cash flow, not a rigid template — so repayment aligns with how your business actually generates revenue.
The right equipment is often the difference between winning a contract and passing on it. Our equipment financing program lets you acquire the machinery, vehicles, technology, or specialized tools your business requires — without depleting your operating reserves.
We finance new and used equipment across all industries, and unlike banks, we understand that an established piece of heavy machinery can be just as valuable as a brand-new purchase.
Revenue-based financing aligns repayment with your actual sales performance. Instead of a fixed monthly payment, a small percentage of your daily or weekly revenue is applied toward repayment — meaning your payments naturally slow when business is slower.
This program is particularly well-suited for seasonal businesses, e-commerce companies, restaurants, and any operation with variable monthly revenue.
For planned, strategic investments — opening a new location, acquiring a competitor, funding a major renovation — a business term loan provides a lump sum with structured, predictable repayment that your finance team can plan around with confidence.
Our term loan products offer fixed repayment schedules with terms typically ranging from 6 months to 36 months, sized to the investment and the business's demonstrated capacity to service the obligation.
A business line of credit is one of the most flexible tools available to an established company — draw funds when you need them, repay, and draw again without the friction of reapplying each time. Forest Capital Holdings establishes revolving credit facilities that give you on-demand liquidity to respond to opportunities and manage cash flow gaps.
Outstanding invoices represent real value — but only if you can access it. Invoice financing allows you to convert your accounts receivable into immediate working capital, without waiting 30, 60, or 90 days for your clients to pay. Your business cash flow improves immediately, allowing you to take on new projects, pay suppliers, and maintain operations without disruption.
Qualification
We Serve
Forest Capital Holdings has funded businesses across virtually every industry. If you have revenue, we have a program.